I got my benefits packet in the mail this weekend. The cost of the medical insurance plan I currently have went way the hell up. Unfortunately my wages did not go way the hell up with it.
So, to maybe save a bit of money, I'm looking into enrolling in a different plan that includes a HSA. The company would contribute $400, spaced over my paychecks for the year, that I could use toward deductibles and such, and anything I don't spend rolls over to the next year.
Under this plan, deductibles would be higher, but I don't plan on having any major procedures done, and would like to start saving money toward future medical expenses since I live pretty much paycheck-to-paycheck anyway.
So would this be a good idea, or would I be better off paying more for my current plan just to keep the deductibles down?
So, to maybe save a bit of money, I'm looking into enrolling in a different plan that includes a HSA. The company would contribute $400, spaced over my paychecks for the year, that I could use toward deductibles and such, and anything I don't spend rolls over to the next year.
Under this plan, deductibles would be higher, but I don't plan on having any major procedures done, and would like to start saving money toward future medical expenses since I live pretty much paycheck-to-paycheck anyway.
So would this be a good idea, or would I be better off paying more for my current plan just to keep the deductibles down?
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