I've been away for some time. yeah, WoW takes up much of that, but I also had some family problems and a personal issue in the form of a nasty muscle spasm. I'll leave it at that :P
While I was away, I got one of these really neat little cards called a "Green Dot". Basically it's an unsecured credit card that I put money on. Think of it as a gift card accepted any place Visa is taken. that's the basic principle.
Now these cards can also work like debit cards, working in most ATM machines. (This is all key later).
I've used the card for some time now, it's rather usefull for things like Gas and lets me keep a sizable ammount of money on me without having to actually carry the cash. Most cashiers or tellers recognize it right away, but I have had several small hiccups with it. One when I first got it; and more recently at my local Wal-Mart store.
1.) First incident: Now, here's the thing, Green dots are limited in how much you can put on them, but like any credit card they don't print out a receipt telling you how much is left on it before you need to reload. Walking into a restraunt that accepts Visa, I decided to pay with what little cash I had on me and then use my card to make up the bulk. The idea was that by doing it that way, I wouldn't have to break a twenty. So, the transaction is done, and I pull out the card and put it on the counter while I got to get the money out. The cashier reaches across the counter and grabs my card making ready to run it. This is not cool. So very not cool. Reaching out, I take the card back (I rather admit I think I snatched it back) and told her in a firm tone that when I was ready to give her the card, she'd know it and I didn't appreciate her grabbing it like that. She turns a bit snotty on me and says that quote "She gots to takes it all off tha card if a customers wants to use one." Blinking at that I hmm'd and then shrugged putting the card back. Whipping out the twenty I handed it over. "How did you know I even wanted to pay with the card? I could have just been putting it down to get it out of the way...sparky." (Note: I had not said to her that I was planning on paying part witht he card.) The food came cold and they got my order wrong. I called corporate and got about a hundred dollars in gift certs which I've made sure to use.
2.) Wherein the confusion sets in:
The funny thing about Green Dots is that when you use them at Wal-Mart, it automatically pops up as a debit card. Asking for a PIN. However, Green Dot actually recommends you use the card as a "Credit" card. No PIN. The reason? You don't have to always set up a PIN when you get the card, so it's entirely possible to have no correct PIN. Really confusing, but most Cashiers listen when you say "Credit." This one did not. I forget the whole transaction, but I think it went something like:
C: Your total is XXX.xx.
R: (Holding up card) Credit Please.
C: (Punches a few buttons.)
R: (Swipes card and groans as the debit PIN screen comes up.) Uh, miss? It popped up the PIN Screen. It's a credit card...
C: Oh just punch in your number.
R: But...I don't have a number. It's a Credit card.
C: Sir, you have to enter your PIN.
R: No PIN. Credit.
C: (sounding a bit testy) YOU have to enter your PIN sir.
R: (equally as testy) Do you speak english? What part of NOT A DEBIT CARD can't you understand?
C: (giving me a blank stare) Sir you have to...
R: (By this point I was getting tired of hearing her repeat the PIN thing so I gave up and said those horrible words, I also noticed something that may have caused her confusion. (More on that later)) Oh just call a manager over here.
So, she calls a CSM who comes over and asks what's up. The cashier says to her:
"He's refusing to enter a PIN."
Quickly I respond that it's a credit card not a Debit card. The CSM turns to the cashier gives her an odd look (the cashier had rolled her eyes as I said that.) After a moment she backs the sale out and hits credit. I swipe, and it goes through fine. The CSM smiles when it works, and appologizes. As I turn to leave she walks with me a bit, and not being one to let things lie when I probably should I turned to the CSM and said:
"You know, if she'd take the I Pod earphones out of her ears, she'd probably have heard what I said the first time."
While I was away, I got one of these really neat little cards called a "Green Dot". Basically it's an unsecured credit card that I put money on. Think of it as a gift card accepted any place Visa is taken. that's the basic principle.
Now these cards can also work like debit cards, working in most ATM machines. (This is all key later).
I've used the card for some time now, it's rather usefull for things like Gas and lets me keep a sizable ammount of money on me without having to actually carry the cash. Most cashiers or tellers recognize it right away, but I have had several small hiccups with it. One when I first got it; and more recently at my local Wal-Mart store.
1.) First incident: Now, here's the thing, Green dots are limited in how much you can put on them, but like any credit card they don't print out a receipt telling you how much is left on it before you need to reload. Walking into a restraunt that accepts Visa, I decided to pay with what little cash I had on me and then use my card to make up the bulk. The idea was that by doing it that way, I wouldn't have to break a twenty. So, the transaction is done, and I pull out the card and put it on the counter while I got to get the money out. The cashier reaches across the counter and grabs my card making ready to run it. This is not cool. So very not cool. Reaching out, I take the card back (I rather admit I think I snatched it back) and told her in a firm tone that when I was ready to give her the card, she'd know it and I didn't appreciate her grabbing it like that. She turns a bit snotty on me and says that quote "She gots to takes it all off tha card if a customers wants to use one." Blinking at that I hmm'd and then shrugged putting the card back. Whipping out the twenty I handed it over. "How did you know I even wanted to pay with the card? I could have just been putting it down to get it out of the way...sparky." (Note: I had not said to her that I was planning on paying part witht he card.) The food came cold and they got my order wrong. I called corporate and got about a hundred dollars in gift certs which I've made sure to use.
2.) Wherein the confusion sets in:
The funny thing about Green Dots is that when you use them at Wal-Mart, it automatically pops up as a debit card. Asking for a PIN. However, Green Dot actually recommends you use the card as a "Credit" card. No PIN. The reason? You don't have to always set up a PIN when you get the card, so it's entirely possible to have no correct PIN. Really confusing, but most Cashiers listen when you say "Credit." This one did not. I forget the whole transaction, but I think it went something like:
C: Your total is XXX.xx.
R: (Holding up card) Credit Please.
C: (Punches a few buttons.)
R: (Swipes card and groans as the debit PIN screen comes up.) Uh, miss? It popped up the PIN Screen. It's a credit card...
C: Oh just punch in your number.
R: But...I don't have a number. It's a Credit card.
C: Sir, you have to enter your PIN.
R: No PIN. Credit.
C: (sounding a bit testy) YOU have to enter your PIN sir.
R: (equally as testy) Do you speak english? What part of NOT A DEBIT CARD can't you understand?
C: (giving me a blank stare) Sir you have to...
R: (By this point I was getting tired of hearing her repeat the PIN thing so I gave up and said those horrible words, I also noticed something that may have caused her confusion. (More on that later)) Oh just call a manager over here.
So, she calls a CSM who comes over and asks what's up. The cashier says to her:
"He's refusing to enter a PIN."
Quickly I respond that it's a credit card not a Debit card. The CSM turns to the cashier gives her an odd look (the cashier had rolled her eyes as I said that.) After a moment she backs the sale out and hits credit. I swipe, and it goes through fine. The CSM smiles when it works, and appologizes. As I turn to leave she walks with me a bit, and not being one to let things lie when I probably should I turned to the CSM and said:
"You know, if she'd take the I Pod earphones out of her ears, she'd probably have heard what I said the first time."
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