plaid, that has happened to me, but with an account for a cc; i'd paid off the balance, but the last pmt was late. nothing was ever said about it, and i forgot.
lo and behold, a year and change later, i get a call from the company stating that i owed a years worth of late charges; their claim was they couldn't contact me for a year.
um, you just did now and it's my problem that you figured it out a year later?? wtf? i had to argue with them over the fact that a) they were the ones that let this lapse so long b) even with my supposed 'bad' contact info, they just NOW are letting me know c) the bill was paid, late (which i readily admit to and was willing to cover late fees, but not a year+ worth because they failed to notice and contact me in reasonable amount of time)
it was the one time i was actually and intentionally sucky; if i'm wrong, i'll admit to it, but don't try to take me for a ride, you don't want me as THAT passenger.
lo and behold, a year and change later, i get a call from the company stating that i owed a years worth of late charges; their claim was they couldn't contact me for a year.
um, you just did now and it's my problem that you figured it out a year later?? wtf? i had to argue with them over the fact that a) they were the ones that let this lapse so long b) even with my supposed 'bad' contact info, they just NOW are letting me know c) the bill was paid, late (which i readily admit to and was willing to cover late fees, but not a year+ worth because they failed to notice and contact me in reasonable amount of time)
it was the one time i was actually and intentionally sucky; if i'm wrong, i'll admit to it, but don't try to take me for a ride, you don't want me as THAT passenger.
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