Let's see what card doesn't decline

[Nohbody]

Usually all the CC issuer knows is that a company makes a charge, not whether they're a brick-and-mortar store, an e-commerce store, or both.

"Lock first, then talk with the owner" isn't that uncommon a response from CC companies. At the very least, the fewer potentially fraudulent charges there are, the less they have to hassle with straightening things out afterwards.

[king4aday]

I had a customer last week who tried SEVEN credit cards..on the 8th that one didn't decline. To be fair 4 of them were Amex gift cards she didn't know the balance on. She was at the register for 25 minutes having me try different cards. Luckily it was a slow day and she was the only customer in the store...

[Primer]

For the past umpteen years, I used my AAA VISA solely for renewing my AAA membership annually. About a month ago, when I got my new card in the mail, it said "Gas Rebates" on the front of it, so I started using it to purchase gasoline. I immediately received an email saying that my card had been frozen for "unusual purchases" occurring. I called them up and explained that yes, it was me, and it was all legit. About a week later, I received a snail mail from a company whose name I did not recognize, wanting me to call a number that did not match the number on the back of my card, about possible fraudulent purchases. Raise the RED FLAG! I called the number on the back of the card and got everything all straightened out. The letter turned out to be legit.