Security methods = inconvenience...

[slick]

As far as Visa/MC rules go, screw them. ID or no room. For a CC transaction, all I want to see is some verification that the card you are handing me is yours, thats all. We have been burned by people who used stolen cards with fake ID's before, and trust me, the CC company does not care if you tell them the signatures matched.
I can't understand why anyone wouldn't want an extra precautionary step when a credit card is used. Its a piece of plastic with a name on it, but if no security measures are taken, you can be screwed for a while because of it (reversing the effects of identity theft, its a fun process).
My simple rule, no ID, no room, I'm not taking a risk.

[Jack7957]

Like I said, I don't mind showing you my id, because I know it's your way of verifying that it's my card, but you're not writing down the DL number.

[Dreamstalker]

<threadjack>

Dreamstalker, I hope you called the police and pressed charges against the neighbor.

Hell yes (I wasn't the only one in the building she did it to). Somehow, she managed to bargain it down (over $15K of fraud charges that we knew of, forgery, possession of stolen goods and theft of computer equipment from a local TV station...how one pleads that down to a misdemeanor I do not know). At the time she was attanding Harvard Law School...no clue if she graduated or not.

I eventually got my (ex-)bank to erase the charges, but never got back any of the 'service charges' I had to pay (it's probably not really worth it to try, lest they reopen the accounts that I closed).

But yeah, they had the cojones to claim that a signature that could not have been mine was (this was a bank-issued CC).
</threadjack>

[Andara Bledin]

It's funny. So many people are afraid to use their credit cards over the internet because of identity theft, and your mailbox is the most likely place for someone to steal your identity. Otherwise, it's a hacked database, which is usually available regardless of where the original transaction took place.

^-.-^

[Dreamstalker]

The one thing that puzzles me about stealing a statement out of someone's mailbox (like the woman in my tale did) is, don't the majority of CNP transactions also require the expiration date and CVV2? Unless there isn't a system in place for expiration verification (although, I've borked the date once or twice with online purchases, and it refused to continue unless I fixed it exactly)....

[BlaqueKatt]

Hope is lost my friends, at least on this earth. I hear that NASA found a planet 20 light years away that can handle life, who's with me?

2 Window Seats on the CS Shuttle please!!!!

[BlaqueKatt]

Problem solved. If the store checked that the signatures matched, the store has no liability either. It's Visa/MC's problem and they have to eat the loss.

and it results in higher interest rates for everyone-the companies have to recoup their losses somehow

[Andara Bledin]

Most of the transactions I've run haven't required the CVV.

Also, if a person is slick enough, they can replace the information on an old credit card so that the magstrip has the information for a stolen card so that one can do point of sale purchases without raising eyebrows. After all, have you ever looked at a receipt to confirm that the number on the card matches the number on the receipt?

^-.-^

[CrazedClerk]

I got into fights with customers at the games store because they tried to use a friends/husbands/fathers credit card and I refused on the grounds of credit card fraud. Sorry folks, "He/she said I could use it!" is not good enough for me.

Now that I do cell phone support I have people calling to ask about phone numbers that have called your phone, we can't do this for usage that isn't yet billed so if someone is harrassing you yesterday even though it's your account we can't give you the number. You have to go through our security department.

And PLEASE people, don't bitch and moan when I ask for your account password. You want we should just allow anyone to access your information?