Quoth Banrion
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I called her company at the scene to get things started. The guy on the phone could have said the same thing. He could have tried to pull up that policy, and found a non-existent policy. That would have been enough to detain her until things could be sorted out. He didn't.
So, now I'm out my deductible ($500). My truck still looks slightly funny because the bumper was installed slightly different from original. And she's free as a bird, no consequences, other than her car might have a dent still. Due to the way she hit, though, her car was perfectly drivable.
I still want to know why that company didn't say something as I was speaking to them the first time. It took me nearly a month to get my vehicle back because of that mess she made. I could have expedited that, and gotten my money back by now, and she would have received some form of punishment for deliberately screwing with me like that.
Yes, deliberately. She had a false insurance card. She had to have that made, or made it herself. She knew it was false. It wasn't a matter of expired/non-expired. Policy never existed. So, yeah, deliberately screwing with other drivers, and I just happened to be one of the lucky ones that found out about it.
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