Today, I had the perfect opportunity to be a complete SC.
I had been back from vacation for a week, and while on vacation, I was very meticulous about keeping track of my expenses. (My Visa is my check card, so basically everything I spent came right out of my bank account.) But today when I got online and looked at my account to make sure it jibed with my checkbook....it didn't. And I mean it didn't in a big way. As in it said I was overdrawn.
So, I immediately drove on down to my bank's main branch. THIS is the point where an SC would have gone marching in there, pissing and moaning about getting ripped off, causing a scene, and being a total asshole, in the process probably not getting any answers to his questions. But of course...I am not an SC. I politely asked to see whoever I needed to see, was shortly ushered into one of the representative's office, and calmly explained my situation. She offered me the use of their in-branch computer to go over my account vs. my checkbook and to make sure everything tallied, even providing me her own personal caculator to make sure everything came out alright.
So, I took a good 20 minutes to go over everything....and then I found it. A large purchase I made in Ohio that I had not recorded, because (dopey me) I had put the charge slip in the bag, the bag in the Jestermobile, and promptly forgot about entering it into my register. Oops!
How embarrassing.
But because I had been so polite about it, the rep agreed to waive the overdraw fee, which they would have done if they had been in error, but since it was MY error, they did not have to do that. Anyone want to bet that an SC probably would NOT have gotten that fee waived?
Let this be a lesson to the potential SC's of the world.....all your yelling and screaming and entitlement issues and carrying on and asshattery does not get you nearly as far as would a calm, polite disposition. Like, say, mine.
I had been back from vacation for a week, and while on vacation, I was very meticulous about keeping track of my expenses. (My Visa is my check card, so basically everything I spent came right out of my bank account.) But today when I got online and looked at my account to make sure it jibed with my checkbook....it didn't. And I mean it didn't in a big way. As in it said I was overdrawn.

So, I immediately drove on down to my bank's main branch. THIS is the point where an SC would have gone marching in there, pissing and moaning about getting ripped off, causing a scene, and being a total asshole, in the process probably not getting any answers to his questions. But of course...I am not an SC. I politely asked to see whoever I needed to see, was shortly ushered into one of the representative's office, and calmly explained my situation. She offered me the use of their in-branch computer to go over my account vs. my checkbook and to make sure everything tallied, even providing me her own personal caculator to make sure everything came out alright.
So, I took a good 20 minutes to go over everything....and then I found it. A large purchase I made in Ohio that I had not recorded, because (dopey me) I had put the charge slip in the bag, the bag in the Jestermobile, and promptly forgot about entering it into my register. Oops!

But because I had been so polite about it, the rep agreed to waive the overdraw fee, which they would have done if they had been in error, but since it was MY error, they did not have to do that. Anyone want to bet that an SC probably would NOT have gotten that fee waived?
Let this be a lesson to the potential SC's of the world.....all your yelling and screaming and entitlement issues and carrying on and asshattery does not get you nearly as far as would a calm, polite disposition. Like, say, mine.

Comment