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There is no delicate way to ask if a client is eligible for a senior discount. The best I've managed is an "any chance you are a senior?". Since some discounts start at 55 it isn't too bad, and the ladies that were in their 80s were flattered.
Here's a way I learned - "Are you eligible for any discounts" - we did have a student discount too, so that gave an excuse if someone decided to object to being called old
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