Not sucky, but so stupid it makes you laugh.

[HYHYBT]

Well it would work if he was using a stolen debit & pin.

that way he would get his stuff, his $50 back and Person who Lost It would have to pay for it all.

Yes, but it doesn't explain why he would want to pay with the 50, then get it as cash back, rather than keeping it in his pocket and paying with the card.

I vote "brain fart".

[karma_gypsy]

Well it would work if he was using a stolen debit & pin.

that way he would get his stuff, his $50 back and Person who Lost It would have to pay for it all.

Cute

I'd vote for brain fart as well, although Cute's method is very clever and devious.