You HAVE to cash my check!!!

[Ghel]

A woman came in just now to cash her social security check. The problem? The check is dated tomorrow, and even though we're on next day's business, we're not allowed to cash social security checks until the day they're dated.

So the teller explains this to her. And if you think the woman calmly said, "ok, I'll come back tomorrow," then you must be a newbie on this site. The woman threw a hissy fit. "You always cash my checks on the first or second!" "You HAVE to cash my check, it's the law!" "I never have this trouble when I go through the drive, it's only when I come inside!"

The teller stood firm (good for her!). She suggested the woman go to the credit union a few blocks away, but that was no good. (I suspect she already knew they wouldn't cash it there, either.) She stormed out, saying she'd have to send her boyfriend in with it tomorrow.

As soon as she left, the teller went and warned the employee at the drive-up that this woman might be coming through. Luckily, she didn't. The drive-up teller said she remembers turning the same woman away before the third last month, too.

[Argabarga]

at which point, she no doubt accused the drive thru teller of being difficult because "They always cash these when I go inside!"

[siskaren]

I suppose it would make too much sense for her to get direct deposit.

[Ironclad Alibi]

I suppose it would make too much sense for her to get direct deposit.

To use direct deposit, she would need an account, and would have to leave some of her money in her account and not spend it on "essentials."

[malmalthekiller]

I always hated that.

Especially now with checks going through so much more quickly, it's even more important to not cash a check even a day ahead.

People don't seem to understand how much trouble it can cause. Bounced checks, insufficient funds, etc.

[Anakah]

At my casino we do something that's probably illegal. We "hold" the checks (for the high rollers) for up to five days til they are that date. Stupid, huh?

[mhkohne]

At my casino we do something that's probably illegal. We "hold" the checks (for the high rollers) for up to five days til they are that date. Stupid, huh?

I don't think that's in any way illegal, just kinda stupid - five days is plenty of time for that bank account to become well and truly empty.

The OP is being asked to cash a future dated check today, which wouldnbe illegal, especially since it's social security.

[Ghel]

If she had walked out with the cash, then been run over by a truck, the bank would have been out that money. The customer is not entitled to that money until the day the check is written for. The SSA would have demanded that money back if she died before the third.

If she's not willing to do direct deposit, there's probably some reason she can't open an account - collections against her, bad credit, or something.

[Jester]

If she's not willing to do direct deposit, there's probably some reason she can't open an account - collections against her, bad credit, or something.

I vote for stupidity and miserliness.

[blas]

Oooh, ohh, she played the Boyfriend card?

I HATE when women do that. I really do.

The last time that I was witness to such public asshattery, a woman at Younkers was flipping out on a cashier about some newspaper coupons and she pulled the damn Husband card.

Way to bring us back 50 years, dumbass.

[Ghel]

Yeah, I was trying to figure that one out, too. Was it supposed to be a threat? Was she trying to say we were inconveniencing her by making her come back the next day? Was she saying she would be busy? (It's unlikely she would be working, since she was receiving social security.) It didn't make any sense.

[vikingchyk]

Oooh, ohh, she played the Boyfriend card?

I HATE when women do that. I really do.

The last time that I was witness to such public asshattery, a woman at Younkers was flipping out on a cashier about some newspaper coupons and she pulled the damn Husband card.

Way to bring us back 50 years, dumbass.

I think it's acceptable to use that card sometimes. When my roommate was planning her wedding, we went to a bridal fair and signed up for a chance for a free trip. She won!! Imagine that! How lucky!

Yeah, you can see this coming, right?

We show up to claim her prize, and there's just a small presentation to sit through first...

And the winner for Best Actress in Scam Situation is.... "Oh, I couldn't possibly commit to something without talking to my fiance first..." repeated multiple times, in a sincere bubble-headed dame voice, no matter how the salesperson tried. Brava!!

I think the saleslady's facial expression did say "Way to bring us back 50 years, dumbass.!" Oh well... We drove all the way down here under false pretenses, so now we get to waste YOUR time.

[taxguykarl]

We show up to claim her prize, and there's just a small presentation to sit through first...
...
I think the saleslady's facial expression did say "Way to bring us back 50 years, dumbass.!" Oh well... We drove all the way down here under false pretenses, so now we get to waste YOUR time.

Was this one of those deals where you have to give them an hour and a half to high-pressure you into buying a timeshare package? I've sat through one or two of those.

[Ghel]

I just talked to the teller, and this woman did come back in, herself, today. She didn't send her boyfriend. But she did throw her check and ID down on the counter for the teller and grumbled the whole time.

I wish the bank would change the policy and tell us that we can't cash ANY checks for non-customers. We've always made an exception for social security checks, and it's caused us more problems than the good will it generates.

[wolfie]

I wish the bank would change the policy and tell us that we can't cash ANY checks for non-customers. We've always made an exception for social security checks, and it's caused us more problems than the good will it generates.

But is there a requirement to cash social security cheques? Many years ago, when I lived in B.C., a lot of banks tried to discourage people cashing welfare cheques, but they couldn't refuse - although banks are federally regulated, the province of B.C. had a law that any bank operating in the province was required to cash welfare cheques without charging a fee.