Announcement

Collapse
No announcement yet.

Customer claims to be a billionaire

Collapse
This topic is closed.
X
X
Collapse
 
  • Page of 2
  • Filter
  • Time
  • Show
Clear All
new posts
Previous 1 2 template Next
  • #1

    Customer claims to be a billionaire

    This one had me going .

    I took a phone application for a car loan this morning. When we got to the asset section, the customer claimed he had a bond worth $326 billion for a power company. [ETA - He said his uncle left it to him.] He claimed that the bond had matured, so he could cash it in at any time. But he didn't want his landlord to know about it, for some reason... At one point, it sounded like he was claiming that he owned the company. I wasn't sure what to say, so after his explanation, I said we would need some sort of documentation if he wanted us to use it to support the loan. He said he didn't want to, so I left it off the application.

    Who knew that billionaires lived in crappy apartments in small town Minnesota?
    Last edited by Ghel; 08-02-2016, 04:26 PM.
    "I look at the stars. It's a clear night and the Milky Way seems so near. That's where I'll be going soon. "We are all star stuff." I suddenly remember Delenn's line from Joe's script. Not a bad prospect. I am not afraid. In the meantime, let me close my eyes and sense the beauty around me. And take that breath under the dark sky full of stars. Breathe in. Breathe out. That's all."
    -Mira Furlan
    Tags: None
  • #2
    Maybe it's Robert Durst.

    though sounds like a nut; that would be my instincts.

    At my job at the library, I heard about a customer who kept on claiming to be the daughter of the Mayor. Since the Mayor was well known (was even the Drug Czar under Pres. Clinton), it isn't hard to figure out the customer didn't even look like any of his kids. I mean, could be a by-blow, but more likely just a crazy person.

    I'm used to people claiming to be people they can't be at the library.
    Time! Time! Time is what turns kittens into cats.

    Don't teach me a lesson; all I learn is that you are an asshole.

    I wish porn had subtitles.

    Comment

    • #3
      Sounds to me like someone shifted a couple of several decimal places.

      Although, when I was in college, the richest man in town was very understated. Every weekday at lunch, you would find his old, beat up pickup in front of the local Woolworth's. He would be at the counter. You could spot him by his coveralls.
      Life is too short to not eat popcorn.
      Save the Ales!
      Toys for Tots at Rooster's Cafe

      Comment

      • #4
        Quoth csquared View Post
        Although, when I was in college, the richest man in town was very understated. Every weekday at lunch, you would find his old, beat up pickup in front of the local Woolworth's. He would be at the counter. You could spot him by his coveralls.
        I think I'd be that guy if I ever hit the lottery.

        Comment

        • #5
          The guy ended up calling back later, asking for a loan for his business. He was mumbling even more than his previous call, and there was more background noise, so it was hard to figure out what he wanted. But once I got that it was for a business he supposedly owns, I told him I don't handle commercial loans, and fobbed him off on my boss.

          Boss later told me he thought the guy was high. He told him to bring in his tax returns, both business and personal, and a personal financial statement, and then we would see what we could do for him.

          Considering how he told me his only income was a small amount from social security, and his credit was horrible, I can't see how his business could be making any money. So I'm sure the answer is going to be "no" again. That's assuming that he ever shows up with said financial info.

          After a quick Google search, I find that he started a business in 2002, but it was officially dissolved in 2006.
          "I look at the stars. It's a clear night and the Milky Way seems so near. That's where I'll be going soon. "We are all star stuff." I suddenly remember Delenn's line from Joe's script. Not a bad prospect. I am not afraid. In the meantime, let me close my eyes and sense the beauty around me. And take that breath under the dark sky full of stars. Breathe in. Breathe out. That's all."
          -Mira Furlan

          Comment

          • #6
            Quoth csquared View Post
            Although, when I was in college, the richest man in town was very understated. Every weekday at lunch, you would find his old, beat up pickup in front of the local Woolworth's.
            My wife tells similar stories about the richest family in the area where she grew up. The son drove a 20-year-old beat-up SAAB, because he liked it. Could have had a new Mercedes every year, but he liked his old beat-up car. That came up in a discussion about why I still had my 20+ year old car when I could afford a new one. "That's very old-money of you, dear." (If you say so, but I'm certainly not from old money!!)

            The people who always had the flashy new cars were the people who had either just made or inherited their fortunes, or people who were hopelessly in debt trying to impress everyone.
            “There are two novels that can change a bookish fourteen-year old’s life: The Lord of the Rings and Atlas Shrugged.
            One is a childish fantasy that often engenders a lifelong obsession with its unbelievable heroes, leading to an emotionally stunted, socially crippled adulthood, unable to deal with the real world.
            The other, of course, involves orcs." -- John Rogers

            Comment

            • #7
              Quoth Ghel View Post
              $326 billion
              Would probably make him the wealthiest person in the world, too.

              Who knew that billionaires lived in crappy apartments in small town Minnesota?
              "How do you think I got to be a billionaire??"
              Skilled programmers aren't cheap. Cheap programmers aren't skilled.

              Comment

              • #8
                Quoth Nunavut Pants View Post
                My wife tells similar stories about the richest family in the area where she grew up. The son drove a 20-year-old beat-up SAAB, because he liked it. Could have had a new Mercedes every year, but he liked his old beat-up car. That came up in a discussion about why I still had my 20+ year old car when I could afford a new one. "That's very old-money of you, dear." (If you say so, but I'm certainly not from old money!!)
                It's a little bit dated, but the book "The Millionaire Next Door" goes into things like this. It talks about what the "average" millionaire really has, and how they behave. Few of them are eating caviar on yachts, or have a Bentley or a Rolls Royce. A large majority of them are "regular" people, who either own their own businesses or are very meticulous with their financial planning and spending decisions.

                It's a very good read.

                For instance, The "average" millionaire spends less than $250 on a watch. A lot spend less, and of course there are millionaires that spend into the thousands.

                The same thing with suits. The "average" millionaire spends $650 or less on a suit. Shoes? The average millionaire spends less than $100 or so (per pair) on shoes.
                Skilled programmers aren't cheap. Cheap programmers aren't skilled.

                Comment

                • #9
                  Quoth mjr View Post
                  It's a little bit dated, but the book "The Millionaire Next Door" goes into things like this. It talks about what the "average" millionaire really has, and how they behave. Few of them are eating caviar on yachts, or have a Bentley or a Rolls Royce.
                  One comment I read in that book is "It's as if they buy their cars by the pound". "Average" millionaires tended to drive full-size American cars (Crown Vic/Caprice, not Town Car/Fleetwood). On a per-pound basis, their cars were (when new) among the cheapest on the road.

                  Quoth mjr View Post
                  Shoes? The average millionaire spends less than $100 or so (per pair) on shoes.
                  I spend more than that on shoes - a decent pair of steel-toe workboots runs around $150.
                  Any fool can piss on the floor. It takes a talented SC to shit on the ceiling.

                  Comment

                  • #10
                    Well good quality (more expensive) shoes can actrually be a cheaper option, in the long term. Obligatory Terry Pratchett link. Obviously we're not talking about diamond encrusted stilettos in this case. But yeah, in general the very wealthy aren't the flashiest people. At least the ones who stay wealthy and don't go bankrupt in a few years.
                    Replace anger management with stupidity management.

                    Comment

                    • #11
                      I'd like to think, if I hit the lottery for at least a few million dollars, that I'd be able to retire to a life of leisure so long as I didn't throw money around like an idiot. I don't NEED a fifty-room mansion and a diamond-encrusted toilet seat, all I would need to lead a happy life would be enough money in the bank to sustain my current needs with plenty left over to support me in my Golden Years. Just so long as I had enough money so that I would never again have to worry about where next month's rent or electric/heating bill would come from, I could lead a very mellow and fulfilled life. Granted, if I had a few million, I would spend a lot more on my hobbies (mainly buying as many movies as I wanted, and having the free time to enjoy them every day), but I certainly wouldn't need or want a fleet of Bentleys.

                      Comment

                      • #12
                        Quoth Monterey Jack View Post
                        I don't NEED a fifty-room mansion and a diamond-encrusted toilet seat, all I would need to lead a happy life would be enough money in the bank to sustain my current needs with plenty left over to support me in my Golden Years. Just so long as I had enough money so that I would never again have to worry about where next month's rent or electric/heating bill would come from, I could lead a very mellow and fulfilled life.
                        Exactly how I feel. If I had enough to fix the house and expand a little, new vehicles, make sure the family is taken care of, a vacation (it's been so long, I don't remember the last one... ), and enough savings to live on, I'd be happy.

                        To the OP - this person isn't named Mr. Greg, is he? (cookies for reference)

                        Comment

                        • #13
                          Quoth RichS View Post
                          Exactly how I feel. If I had enough to fix the house and expand a little, new vehicles, make sure the family is taken care of, a vacation (it's been so long, I don't remember the last one... ), and enough savings to live on, I'd be happy.

                          To the OP - this person isn't named Mr. Greg, is he? (cookies for reference)
                          I do think I'd upgrade my house. It's kinda small. The main things I'd want are a "music room" (i.e. a studio), an art room, and maybe an office. I'd like to have some extra room for a workshop. Though I did see a few floor plans recently that were big (one over 7,000 square feet, and another that was about 14K square feet), that were SUPER nice.

                          I'd get myself and my wife new cars (maybe I'd get a pickup, who knows), but I don't think I'd be after anything like a BMW or Mercedes.

                          I'd basically make sure I had enough for my kiddo's schooling, retirement, etc. too. Probably give some to charity.

                          Other than that, I'd probably just enjoy life and work on hobbies.
                          Skilled programmers aren't cheap. Cheap programmers aren't skilled.

                          Comment

                          • #14
                            Quoth Nunavut Pants View Post
                            My wife tells similar stories about the richest family in the area where she grew up. The son drove a 20-year-old beat-up SAAB, because he liked it. Could have had a new Mercedes every year, but he liked his old beat-up car.
                            I know a guy who is fairly well-off. He has an old truck; I forget what kind, but it's a beater. His friends gave him shit about it, so he bought a shiny red 'Vette and just leaves it parked out on the street. He has one steering wheel club between the two cars, and it goes on the truck. The truck is his baby.
                            Knowledge is knowing that a tomato is a fruit. Wisdom is not putting it in a fruit salad.

                            Comment

                            • #15
                              If I were wealthy I'd be frugal so I could share more of it. It's my dream to pay forward the many blessings I've received. I feel like I'm always the recipient, never the giver.
                              "Is it hot in here to you? It's very warm, isn't it?"--Nero, probably

                              Comment

                              Previous 1 2 template Next
                              Working...