The "I can read minds" SC

[thehippie777]

Often a customer is negative or just barely positive in the bank account, when I must do this mind-reading:

SC: So, what else will be coming out of my account?
Me:....(thinking this is honestly the dumbest question, cuz how I do know what you've been doing with your money until it posts onto the account)
Me: I am sorry, but that depends on what checks might be out or how a business is running their transactions (electronically later or if it goes pending right away).
SC: *looks at me blankly like why shouldn't you know what I've done with my money today?* Oh... I think I am okay.


Possibly one of the more dumb questions I get asked every day from someone. Do one of two things: Keep a ledger of transactions OR get with the times and do internet banking, or both.

[earl colby pottinger]

Well

The fact that they don't know what they had spent money on and/or which services they have set up to do automatic withdraws explains why their balance is so low or negative.

[VenomX]

I have a checking account and I keep the minimum I can in it.
If I need to order something online I drive to the bank, deposit a few dollars over what I want will cost then go home and order.

[VenomX]

Sorry I didn't mean to go into the Fratching area. Was just giving a reason why people might keep a low balance in their accounts.

[Midnight]

Online checking exists for a reason people, and it's pretty good about tracking what pending charges and things you have going on for the most part. I rarely need to call in unless I have a question about a fee or charge or something, but 99% of the time anything that goes wrong is my damn fault anyways. Some people still act like it's 1995 when it comes to banking.