I was working at the returns desk when this lady came in and wanted to purchase some things. Even though it's the Returns desk, with a big giant 'RETURNS' sign over the desk, we can't refuse someone if they come over and want to cash out. So this lady comes to the returns desk and wants to cash her stuff out. I ring everything up for her and she gets out her check book. She fills out the check and hands it to me. I look at it for a minute and notice that the name she signed and the name that is printed on the top don't match. I asked her for her license. Her license also matches the name she signed. Here is the conversation that ensued, as best as I can remember:
Me: "Ma'am, you do realize that the name that's printed on the top of the check is different than what you signed, right?"
SC: "Yes, of course"
Me: "I'm sorry but I can't take this check."
SC: "Why not?!?"
Me: "Well because the signature and the preprinted name have to match."
SC: "No they don't. I have power of attorney on that account. My name is on the account."
Me: "OK that's fine, but I still can't take the check if your name isn't printed on the top."
SC: "My name doesn't have to be on the check for you to take it, I just have to be listed on the account."
Me: "Well how else would I be able to verify that you're listed on the account unless your name is on the check?"
SC: "You can call my bank and ask them."
Me: (realizing that the logic is escaping her) "Ma'am, it's Sunday, the bank is closed. But even if they were open, our company policy is that if your name is not preprinted on the check we cannot accept it."
SC: "That's not true! You can ask my lawyer! He told me you can take it! Call him!"
Me: "Ma'am, I'm not going to call your lawyer, we cannot accept the check."
SC: "Yes you can! Call my lawyer! He told me my name doesn't have to be on the check!"
Me: "Well, you do have to have SOME kind of proof that you're on the account. Otherwise, anyone could come in and say they're on someone's account and use their checks."
SC: "No I don't! I'm telling you I'm on the account and that's all the proof you need!"
By now I've figured out that no amount of logic is going to cut it here. So I try to think of some way we could actually prove she's on the account, just to get her away from me.
Me: "Ok.....do you have a Power of Attorney letter?"
SC: "Well of course I do."
Me: "OK I can just take a copy of that with the check in case there are any questions."
SC: "Well I don't have it with me."
Me: "Oh, well I'm sorry I would need that letter."
SC: "But I have one."
Me: "Right....but I'd need to see the letter in order to be able to take the check."
SC: "Call my lawyer! I don't need it! My name is on the account. You don't need a letter! Call him!"
Me: "OK, ma'am, I'm not going to call your lawyer......let me call a manager for you."
I call the manager on duty and explain the situation to him. Being the stupid pansy that he is, he tells me to just take the check. Now after all my insisting that I can't take the check, I have to take the damned thing.
Me: "OK, my manager told me that we can accept it JUST THIS ONCE. But from now on your name will either have to be on the check or you'll have to have your Power of Attorney letter with you."
SC: "OK fine."
I process the check and she leaves. Thank GOD.
2 hours later.....
Same lady comes in again to return the things she bought and buy other things. She comes back to the returns desk for her purchase.. I give her the total and again she pulls out the check book. She fills it out and hands it to me.
Me: "Do you have your Power of Attorney letter with you?"
SC: "No, why would I? You took the check last time. My lawyer said I don't need it."
I just took the check and didn't even bother to call a manager. I know he'd just tell me to take it anyway because they never back us up. I don't see why they bother to make rules if when we try to follow them, they don't follow them themselves. I'd understand if they made an exception once in awhile, but anytime someone complains and wants to see a manager, they get what they want. Seriously, do they even realize how much they get ripped off because of this?
Me: "Ma'am, you do realize that the name that's printed on the top of the check is different than what you signed, right?"
SC: "Yes, of course"
Me: "I'm sorry but I can't take this check."
SC: "Why not?!?"
Me: "Well because the signature and the preprinted name have to match."
SC: "No they don't. I have power of attorney on that account. My name is on the account."
Me: "OK that's fine, but I still can't take the check if your name isn't printed on the top."
SC: "My name doesn't have to be on the check for you to take it, I just have to be listed on the account."
Me: "Well how else would I be able to verify that you're listed on the account unless your name is on the check?"
SC: "You can call my bank and ask them."
Me: (realizing that the logic is escaping her) "Ma'am, it's Sunday, the bank is closed. But even if they were open, our company policy is that if your name is not preprinted on the check we cannot accept it."
SC: "That's not true! You can ask my lawyer! He told me you can take it! Call him!"
Me: "Ma'am, I'm not going to call your lawyer, we cannot accept the check."
SC: "Yes you can! Call my lawyer! He told me my name doesn't have to be on the check!"
Me: "Well, you do have to have SOME kind of proof that you're on the account. Otherwise, anyone could come in and say they're on someone's account and use their checks."
SC: "No I don't! I'm telling you I'm on the account and that's all the proof you need!"
By now I've figured out that no amount of logic is going to cut it here. So I try to think of some way we could actually prove she's on the account, just to get her away from me.
Me: "Ok.....do you have a Power of Attorney letter?"
SC: "Well of course I do."
Me: "OK I can just take a copy of that with the check in case there are any questions."
SC: "Well I don't have it with me."
Me: "Oh, well I'm sorry I would need that letter."
SC: "But I have one."
Me: "Right....but I'd need to see the letter in order to be able to take the check."
SC: "Call my lawyer! I don't need it! My name is on the account. You don't need a letter! Call him!"
Me: "OK, ma'am, I'm not going to call your lawyer......let me call a manager for you."
I call the manager on duty and explain the situation to him. Being the stupid pansy that he is, he tells me to just take the check. Now after all my insisting that I can't take the check, I have to take the damned thing.
Me: "OK, my manager told me that we can accept it JUST THIS ONCE. But from now on your name will either have to be on the check or you'll have to have your Power of Attorney letter with you."
SC: "OK fine."
I process the check and she leaves. Thank GOD.
2 hours later.....
Same lady comes in again to return the things she bought and buy other things. She comes back to the returns desk for her purchase.. I give her the total and again she pulls out the check book. She fills it out and hands it to me.
Me: "Do you have your Power of Attorney letter with you?"
SC: "No, why would I? You took the check last time. My lawyer said I don't need it."
I just took the check and didn't even bother to call a manager. I know he'd just tell me to take it anyway because they never back us up. I don't see why they bother to make rules if when we try to follow them, they don't follow them themselves. I'd understand if they made an exception once in awhile, but anytime someone complains and wants to see a manager, they get what they want. Seriously, do they even realize how much they get ripped off because of this?
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