I have other posts but I'll start with the Day of Stupid. It really is rare. Mostly I empathise with my customers, mostly my customers are just in a bad situation. it's why I don't post more often. In 7 years I've been asked an amazing assortment of surreal and odd questions, a lot of questions that have pretty easy answers from my point of view, and only 2 that I consider just plain stupid ("Will you phone me next Tuesday or last Tuesday", and "If I get down on the floor I can't get up again. Would you like me to show you ?")
Monday last week however was practically made of stupid. I had 8 customers to advise so this is 50% of them !
Have you tried looking for it ?
This guy came in because he was desperate for money and his benefit hadn't been paid. So desperate he came all the way here, waited about an hour, went home and got a bank statement when I asked about the last payment he'd received...
What he hadn't done was check his bank account.
I phoned the benefits agency - they said they'd paid. He couldn't remember when he'd last actually looked for the money.
That happens when you stop paying !
I saw a woman who is being taken to court for not having a TV license (a strange idea for those not from the UK - but still the law).
SC = Stupid customer
SC - I paid it
Me - Do you have any evidence of paying ?
SC - I pay on a card [card scheme for those on benefit]
Me - OK, can I see the card ?
SC - I lost it
Me - So how have you been paying ?
SC - On the card
Me - But you lost the card. How have you been paying ?
SC - On the card
Me - Since you have lost the card how have you been paying
SC - *looks blank for a long time* When they write to me I can pay with the slip on the letter
Me - OK, when did you last pay ?
SC - *looks blank*
I phoned up. She last paid in August. They cancelled her license in September. The inspector caught her in January. She will now receive a court fine.
I wrote a letter to the court saying she didn't know she wasn't licensed and had immediately reset up the payment agreement - but I'm not sure the court will believe anyone is that silly.
No - that is not a good idea.
This guy is mostly unlucky and we feel pretty sorry for him. He married at 17 - from someone he knew since his childhood in his country of origin. His family moved here and got citizenship, she is now all on her own. Her country is not a good place to be, and indeed she's been staying in a third country because there's no British Embassy in her own.
He wanted to bring her here. The law said you could only do that if you were 18. He's working, he can support her and they have somewhere to live. But he was just a few months too young. Unfortunately 2 months before his birthday they changed the law - now you have to be 21. It's apparently to cut down on sham marriages, but it's certainly a bit cruel for someone like him in a real relationship.
So far so unlucky, but here's the stupid in classic American Express ad style :
Asking us how to apply for an entry visa for you wife, when you have already applied - £515
Making a second application when we told you that this had no chance of success - £515
Asking me if you should have a child when she cannot join you here and there's no guarantee that the third country will let either of you stay - priceless.
Actually probably pretty expensive and that's not including the charge I'm making for my brain cells dying due to the stupidity of the question. I won't normally answer questions like that ("Should I give up work ?" "Should I move?" "Should I leave my husband ?") - I just tell people what will happen if they do X and then leave them to make up their own mind but I replied "No, I don't think that would be a good idea" before I could stop myself.
Everyday foolishness
A sadly common one. A woman who worked in the UK for three years - but is from a country where this is only legal if you register with the Home Office. Registration is free, and can't be refused under normal circumstances. All you do is fill in a form.
Customer has now lost her job and is desperately looking for another one. If she'd registered she could get unemployment benefits.
She didn't so she can't.

Victoria J
Monday last week however was practically made of stupid. I had 8 customers to advise so this is 50% of them !
Have you tried looking for it ?
This guy came in because he was desperate for money and his benefit hadn't been paid. So desperate he came all the way here, waited about an hour, went home and got a bank statement when I asked about the last payment he'd received...
What he hadn't done was check his bank account.
I phoned the benefits agency - they said they'd paid. He couldn't remember when he'd last actually looked for the money.

That happens when you stop paying !
I saw a woman who is being taken to court for not having a TV license (a strange idea for those not from the UK - but still the law).
SC = Stupid customer
SC - I paid it
Me - Do you have any evidence of paying ?
SC - I pay on a card [card scheme for those on benefit]
Me - OK, can I see the card ?
SC - I lost it
Me - So how have you been paying ?
SC - On the card
Me - But you lost the card. How have you been paying ?
SC - On the card
Me - Since you have lost the card how have you been paying
SC - *looks blank for a long time* When they write to me I can pay with the slip on the letter
Me - OK, when did you last pay ?
SC - *looks blank*
I phoned up. She last paid in August. They cancelled her license in September. The inspector caught her in January. She will now receive a court fine.
I wrote a letter to the court saying she didn't know she wasn't licensed and had immediately reset up the payment agreement - but I'm not sure the court will believe anyone is that silly.
No - that is not a good idea.
This guy is mostly unlucky and we feel pretty sorry for him. He married at 17 - from someone he knew since his childhood in his country of origin. His family moved here and got citizenship, she is now all on her own. Her country is not a good place to be, and indeed she's been staying in a third country because there's no British Embassy in her own.
He wanted to bring her here. The law said you could only do that if you were 18. He's working, he can support her and they have somewhere to live. But he was just a few months too young. Unfortunately 2 months before his birthday they changed the law - now you have to be 21. It's apparently to cut down on sham marriages, but it's certainly a bit cruel for someone like him in a real relationship.
So far so unlucky, but here's the stupid in classic American Express ad style :
Asking us how to apply for an entry visa for you wife, when you have already applied - £515
Making a second application when we told you that this had no chance of success - £515
Asking me if you should have a child when she cannot join you here and there's no guarantee that the third country will let either of you stay - priceless.
Actually probably pretty expensive and that's not including the charge I'm making for my brain cells dying due to the stupidity of the question. I won't normally answer questions like that ("Should I give up work ?" "Should I move?" "Should I leave my husband ?") - I just tell people what will happen if they do X and then leave them to make up their own mind but I replied "No, I don't think that would be a good idea" before I could stop myself.
Everyday foolishness
A sadly common one. A woman who worked in the UK for three years - but is from a country where this is only legal if you register with the Home Office. Registration is free, and can't be refused under normal circumstances. All you do is fill in a form.
Customer has now lost her job and is desperately looking for another one. If she'd registered she could get unemployment benefits.
She didn't so she can't.

Victoria J
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