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  • What's the problem!?

    I don't know why this guy made me SO angry. I've had worse.

    He ran his card through the ATM as credit. (DON'T do this, ever!) You will get charged a buttload of money and its better to use an atm card with pin.

    He comes to the window and has a sour look on his face.

    Me: Hello. I need the card you used and your ID.

    SC: Where's my money!?

    Me: *Looks over his receipt* Whenever you run your card as a credit card, it will send you up here for safety purposes since a pin was not used.

    He finally pulls out his credit card but shows me his ID through his wallet.

    ME: Can I have it out, please?

    I like to handle the ID's--easier to tell if they are fake and there is info I have to enter.

    He throws it at me. Whatever, jerk.

    It was the first time I've seen the new georgia ID's. I was filling in the info while checking out his ID. I felt around and there was some indentation (sp? lol) parts and I was curious. And I've never seen the double little picture in the right hand corner so I was looking closely at it.

    SC: Is there a problem??

    Me: No... No, problem sir. I just need to fill out some info on here.

    Then I started to wonder if it was indeed fake by the way he was acting and started looking for holograms and whatever else wouldn't be there. Seemed legit to me.

    I finished with the computer part (its been really slow lately) and gave back his stuff and went to grab the print out.

    SC: What the hell is that?! Where is my money!?? Are you charging me again?

    Me: No, sir. I am pulling up the transaction you processed at the machine. It prints off a sort of check to be cashed so we have proof as to why we paid you. Just a paper trail, no worries.

    I hand him the paper.

    Me: I just need (blah blah blah) and your thumb print.

    SC: Are you kidding me?? What am I some sort of criminal?

    Me: No... It's just required by the company that owns the ATM.

    SC: Whatever, just give me my goddamn money.

    Me: Okay.. How would you like it?

    SC: CASH!!!

    Me: ....Right. Do you want big cash or little cash?

    SC: BIG.

    I hand him hundreds and tell him to have a GRRREAT day. You can tell at that point my have a great day meant get bent, asshole.

    I stalked away, angry and shaking. He saw me but whatever to him.

  • #2
    What's the betting that he'd threaten to sue if he was the victim of the very fraud that you were making sure was not occurring?

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    • #3
      I'm a bit ignorant, how does using your debit card as credit through the ATM machine work? Why would it charge you a buttload of money to do so?
      A lion however, will only devour your corpse, whereas an SC is not sated until they have destroyed your soul. (Quote per infinitemonkies)

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      • #4
        Quoth bainsidhe View Post
        I'm a bit ignorant, how does using your debit card as credit through the ATM machine work? Why would it charge you a buttload of money to do so?
        when you run something as a credit card through the ATM, technically you are getting a cash advance from your credit account.... which is like borrowing money against the limit you have on your credit card...

        credit card companies charge you a lot of it as its a loan

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        • #5
          In Canada at least, cash advances automatically result in you being charged interest. And given that the credit cards have switched to charging interest on everything if you have one item that didn't get paid off, I'd imagine that would result in you getting charged interest on everything on your card, and getting into the "this card is impossible to pay off" trap.

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          • #6
            Quoth Anakah View Post
            I hand him hundreds and tell him to have a GRRREAT day. You can tell at that point my have a great day meant get bent, asshole.
            bet he went to the first convenience store to buy a candy bar so he can break $100.
            there's some people with issues that medication, therapy or a baseball bat just can't cure

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            • #7
              Do you ever wonder if some people deliberately go way out of their way in order to make someone else miserable? Why waste all of that energy?
              Dull women have immaculate homes.

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              • #8
                i know people go out of their way to make others miserable. it's their way of feeling superior. i usually just smile and think to myself "sorry about your penis". also works with idiot drivers
                there's some people with issues that medication, therapy or a baseball bat just can't cure

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                • #9
                  Quoth Anakah View Post
                  He ran his card through the ATM as credit. (DON'T do this, ever!) You will get charged a buttload of money and its better to use an atm card with pin.
                  actually depends on the bank-mine charges 0.50 for every debit(atm w/pin)transaction over 5 per month-I can used it as credit for free as the merchant pays the fee for that....
                  Honestly.... the image of that in my head made me go "AWESOME!"..... and then I remembered I am terribly strange.-Red dazes

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                  • #10
                    Quoth BlaqueKatt View Post
                    actually depends on the bank-mine charges 0.50 for every debit(atm w/pin)transaction over 5 per month-I can used it as credit for free as the merchant pays the fee for that....
                    And this is why I have started running everybody's debit cards through as debit cards, rather than credit cards. We do get charged a fee, but it's flat rate, whereas if I run it as credit it's 3%. That 3% is sometimes all the profit we get on a prescription, and it can make the difference between a profit and a loss.

                    Of course half the customers don't remember their PIN, or at least claim not to...

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                    • #11
                      Quoth Shalom View Post
                      And this is why I have started running everybody's debit cards through as debit cards, rather than credit cards. We do get charged a fee, but it's flat rate, whereas if I run it as credit it's 3%. That 3% is sometimes all the profit we get on a prescription, and it can make the difference between a profit and a loss.
                      I'd rather not shop at a place where an employee made a decision that cost me money-and forcing a card as debit when i want to run it as credit-I would ask to speak to your manager and let corporate know.
                      Honestly.... the image of that in my head made me go "AWESOME!"..... and then I remembered I am terribly strange.-Red dazes

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                      • #12
                        Quoth BlaqueKatt View Post
                        I'd rather not shop at a place where an employee made a decision that cost me money-and forcing a card as debit when i want to run it as credit-I would ask to speak to your manager and let corporate know.
                        There's no corporate; my pharmacy tech owns the store, and it's he who makes the financial decisions. (Admittedly that one was my idea, but he acquiesced.) Of course if you don't want to shop here, that's your decision, and I respect that.

                        I will point out that if you ask me to run a card as credit, I will do so. The thing is, hardly anyone asks, and if I ask them which way to run it, the answer is generally "{shrug} Whatever." If they're leaving it up to me to make the decision, I'm going to decide whichever way doesn't cost the store money.

                        Slightly off topic, I really hate taking cards, whether debit OR credit, for tiny purchases... someone comes up and buys a pack of gum for 89¢, and wants to put it on his card. By the time the bank gets done taking their vigorish out of it, we're losing money on that gum. So usually I'll ask "Don't you have any cash on you?" Sometimes they don't, in which case I'll either grit my teeth and run the card, or if it's a regular, I'll tell him/her "S'okay, just bring it in the next time you come in." (And the majority of my customers are honest enough to do this. I even had one woman come in last week insisting that she owes us money. We had to remind her that she'd already come in and settled up. Of course we do have some of the other kind as well, but they don't get credit advanced to them.)

                        But occasionally the customer will say apologetically, "All I have is a hundred..." I tell them that's no problem: I'd much rather break the hundred for an 89¢ pack of gum and actually bank the whole 89¢, than put it on the card, pay our software vendor a transmission fee plus whatever percentage the bank takes out, and maybe come out with less than the gum cost us to begin with. We don't get too many people with large bills, there's usually enough change in the safe to break a few hundreds over the course of the day, and if we run short we can always go to one of the stores next door and ask them for change. (They ask us too, sometimes, when they run short.)

                        I sometimes wonder, though, if there are SCs who deliberately walk around with just that one $100 because they know nobody is going to want to break it, so they get to put everything on their card. They try that here, their bluff is gonna get called, and they're walking out with change. Including a $50 if I happen to have one in the register at the time.

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                        • #13
                          Not only does a business pay a % fee they also wait for that money when a card is run as credit. With debit the business gets the money right then. Atleast thats what my boss said his bank told him.

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                          • #14
                            There are different kind of machines here for Credit Cards that people use like ATMs. They charge you outrageous service fees like $7 for every $50 or something like that. So if you pull out $300 to go gamble with, you're going to pay an additional $42 in fees.

                            That might be what she's talking about.

                            CH
                            Some People Are Alive Only Because It Is Illegal To Kill Them

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