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  • The DuD!

    So I coined a new phrase today at work. The DuD! It stands for Dumbass of the Day. I decided to use the term because one customer just made my braincells fry.

    Background:
    When you use your debit card for large purchases where I live, they have a daily limit for withdrawal. Unless you have changed the limit with your bank, or forsaw you are making a large purchase on your debit and cleared it with your bank ahead of time, usually this limit is $1000.00. Most customers dont have this foresight and our debit readers will come up as "Contact Bank" for large transactions.

    This is then solved by:
    A)Using a credit card
    B) Taking out cash from the ABM
    C)Suspending your transaction so you can call your bank and get your limit raised
    D) splitting the order between two cards (usually when there is a husband and wife)

    Just to set the "tone" so to speak, even when I had just a little bit of contact with these two at the beginning they already seemed annoyed at small things and had the 'this is taking to long and your screwing things up that are so easy' kinda mentality and voice. You know the vibe

    So a customer decided to purchase a television that would come out to 1084 with tax. With large orders a supervisor gets called over to authorize the purchase. When I got over to authorize the customer swiped her card with a "Contact Bank" line coming up.


    SC: Whats going on?
    Me: Do you have a limit on your card?
    SC: I dont know! How should I know?
    Me: If you dont know then its probably a thousand dollars. Thats usually what a base limit is. I then outline her options thinking she was paying attention

    At this point I leave since I figure its handled as she then mentioned she would use another card. If they needed anything else the cashier would call me over.

    We all know if this was a done deal I wouldn't be posting this right?

    So I get called over and the customers are nowhere in sight and the cashier fills me in on what happened.

    Apparently they asked her to attempt to use the wife's card twice, she told them it wont work but we dont mind proving people wrong. She then used her husbands card for the total. It also would not go through. The cashier told them it would work if they split the order, to which they agreed. The put $500 on the husbands card. Then the cashier asked for the wife's card and she started getting annoyed saying how big of an inconvenience this all is. She tells her to put the remaining total on the husbands card, which we know will not work. When it doesnt the husband and her pitch a fit telling the cashier that we dont know how to treeat customers right and we are causing a hassle. They then storm out and say that we have just lost a sale.

    Anyone see an issue in that scenario? Lets recap.

    -Bank has a limit, they are told they can split payment
    -Instead of splitting they attempt to do it every other way, which will not work
    -They place $500 from husbands debit towards transaction
    -Get pissy when things dont go their way
    -Tell the cashier she is incompetent and storm out

    Hopefully you guys caught it. They left after putting 500 dollars onto a debit card and didnt get a refund

    At this point I come into the picture and, since im a supervisor, I have to personally clear the order from the till, but since its suspended due to partial payment I have to tell the computer that the remainder of the transaction will be handled by our stand alone pinpad.

    At this point I track down the customers number using their info from the reciept printed and I call them to make them aware that we owe them 500 dollars.

    Eventually they phone back and this is how the phone convo went (thoughts in italics)

    SC: What I dont understand is how the cashier let us leave knowing we had a partial payment!
    Me: Well I wasnt present at that time but my understanding was that you left before she had an opportunity to inform you that you had to stay *also i saw you before and you where already agitated, and you are at the tills right by the exit, AND you guys knew that you paid this amount*
    SC: Well she was horribly unhelpful, and as we where waiting for her to sort out the mess she causes she started taking other customers!
    Me:*This is impossible as I personally had to clear the transaction, since she couldn't take any customers until the transaction was cleared and you where nowhere in sight* Well we obviously will gladly give you your money back, since you didn't actually buy anything. Are you free to come in today?

    The rest was standard, where to come, who to talk to sorta deal.

    fast forward to when they show up. Up till now I have been dealing with the wife, now I got SCW and SCM.

    When I spot them....
    Me: O hey your here! Awesome lets get that money back into your account!
    SCM: *humph* what I want to know is why is your cashier stealing from us?
    Me: Stealing from you? Thats why we are refunding your card since you gave us money for no product.
    SCM: Well she wouldnt help us and then let us walk off without our money!
    Me: Well like I said I wasnt there to see the final incident but thats why we are giving you 500 right now.
    SCM: And whats with this bullshit of limits that she was throwing at us, I have over 100,000 in that account!

    At this point I go into the explanation, AGAIN, of how the bank limits work, the whole time working out the refund on our stand alone terminal.

    SCM: Well I expect compensation for this, you guys lost a sale.
    Me: Compensation? Unfortunately I cant authorize anything but I can ask a manager for you if you like.
    SCM: Do that!

    Now i go and talk to one of my managers, who laughs along with me about how the customer got mad at something that isnt our fault, walked away from the store, blamed us for not physically stopping him, and blaming our cashier for their mistakes. He decides to give them the ' Here yah go, let the door hit your ass on the way out" compensation, which is a 5$ gift card. It such a small amount that they cant get anything with it really, since we know this is in no way our fault.

    Me: Alright I can give you guys 5 bucks.
    SCM: Thats it!?
    Me: Thats all my manager authorized.
    SCM: *grumble grumble* fine whatever, you guys lost a sale
    Me: Here yah go! Bye now

    Told my manager they took the 5 bucks and he said that was a good thing because if he had to go talk to them he would have pulled eve the 5 off the table and said cya.
    Fan? This is shit. Shit? Meet fan.

  • #2
    SCM: And whats with this bullshit of limits that she was throwing at us, I have over 100,000 in that account!
    i'll see your bullshit and raise you a truck.

    why bother with the five dollar insult? they deserve getting laughed at in their faces and a wave as they storm out the door.

    forrest gump said it best...
    look! it's ghengis khan!
    Sorry, but while I can do many things, extracting heads from anuses isn't one of them. (so sayeth the irv)

    Comment


    • #3
      Sometimes I wonder if these kinds of people respond best to the following

      SC: Why can't I do this?
      You: Because.

      And if they persist?

      SC: Because why?
      You: Just Because.

      Comment


      • #4
        How can this guy have over a hundred grand in the bank but not know how banks work re: limits on withdrawals and purchases? Sounds like BS to me.
        When you start at zero, everything's progress.

        Comment


        • #5
          Quoth MoonCat View Post
          How can this guy have over a hundred grand in the bank but not know how banks work re: limits on withdrawals and purchases? Sounds like BS to me.
          You'd be surprised. I've met fairly wealthy doctors who don't get the difference between credit and debit. I've also talked to a fellow who used to give newly drafted NBA players with multi-million contracts a mini-personal finance course because the team owners got sick of bailing out rookies who blew their year's salary in the first couple of months.
          The Rich keep getting richer because they keep doing what it was that made them rich. Ditto the Poor.
          "Hy kan tell dey is schmot qvestions, dey is makink my head hurt."
          Hoc spatio locantur.

          Comment


          • #6
            Same mentality when people blame us for their checks not clearing.

            "Why won't YOUR STORE accept my check?"

            Telling them its their bank and not us doesn't matter. We are personally trying to tarnish their reputation.

            Comment


            • #7
              Quoth Department stores *sigh* View Post
              SCM: And whats with this bullshit of limits that she was throwing at us, I have over 100,000 in that account!
              Why would they keep a candy bar in a bank account?
              "I don't have to be petty. The Universe does that for me."

              Comment


              • #8
                How much you wanna bet the SC's will try and use that$5. gift card on a $7. purchase and get mad when it doesn't work?
                To right the countless wrongs of our days... We shine this light of true redemption, that this place may become as paradise...Oh, what a wonderful world such would be...

                Comment


                • #9
                  ^That's a sucker bet. I'll pass. Of course, they might raise a stink about it and expect yet another $5 card for their "trouble".

                  Comment


                  • #10
                    If they're serious about their balance -- maybe it's a business account (where writing checks would likely be the norm rather than the exception), or they're just used to checks, which seem to have these limits less often than cards do.
                    "For a musician, the SNES sound engine is like using Crayola Crayons. Nobuo Uematsu used Crayola Crayons to paint the Sistine Chapel." - Jeremy Jahns (re: "Dancing Mad")
                    "The difference between an amateur and a master is that the master has failed way more times." - JoCat
                    "Thinking is difficult, therefore let the herd pronounce judgment!" ~ Carl Jung
                    "There's burning bridges, and then there's the lake just to fill it with gasoline." - Wiccy, reddit
                    "Retail is a cruel master, and could very well be the most educational time of many people's lives, in its own twisted way." - me
                    "Love keeps her in the air when she oughta fall down...tell you she's hurtin' 'fore she keens...makes her a home." - Capt. Malcolm Reynolds, "Serenity" (2005)
                    Acts of Gord – Read it, Learn it, Love it!
                    "Our psychic powers only work if the customer has a mind to read." - me

                    Comment


                    • #11
                      Wow. I am stunned. They walked away with five dollars more when they should have been charged a 500 $ fee for putting up with them?
                      Customers should always be served . . . to the nearest great white.

                      Comment


                      • #12
                        Soooo tempting...but the store, and the cashier at the very least, could have gotten into a buttload of trouble if they did not at least attempt to return the SC's money. Agreed in that the SC deserved their own $ back, and not a penny more.
                        "For a musician, the SNES sound engine is like using Crayola Crayons. Nobuo Uematsu used Crayola Crayons to paint the Sistine Chapel." - Jeremy Jahns (re: "Dancing Mad")
                        "The difference between an amateur and a master is that the master has failed way more times." - JoCat
                        "Thinking is difficult, therefore let the herd pronounce judgment!" ~ Carl Jung
                        "There's burning bridges, and then there's the lake just to fill it with gasoline." - Wiccy, reddit
                        "Retail is a cruel master, and could very well be the most educational time of many people's lives, in its own twisted way." - me
                        "Love keeps her in the air when she oughta fall down...tell you she's hurtin' 'fore she keens...makes her a home." - Capt. Malcolm Reynolds, "Serenity" (2005)
                        Acts of Gord – Read it, Learn it, Love it!
                        "Our psychic powers only work if the customer has a mind to read." - me

                        Comment

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